Grilling Safety: How Unsafe Grilling Can Impact Insurance Claims

Summertime is the perfect season for outdoor gatherings and delicious barbecues. As you fire up the grill to cook mouth-watering meals, it’s crucial to prioritize safety.

Grilling accidents can result in injuries and impact your insurance in the process, as well as make you the buzz kill of any future party you’re invited to. Do you really want to be crowned the barbecue king? Then check out more information about safe grilling below. 

How Do Unsafe Grilling Practices Affect Your Insurance Claims?

Insurance companies typically consider the cause of a fire or accident when processing claims. If an investigation determines that the cause was negligence or improper handling of the grill, it may result in the denial of your claim or increased premiums.

Additionally, if your unsafe grilling practices result in damage to third-party property or injury to someone else, liability claims may be filed against you. These claims can be expensive and may have long-lasting financial repercussions.

What Are Some Grilling Safety Practices You Should Observe?

Grilling safety is important if you want to prevent accidents, injuries, and property damage. Here are some safety practices you want to keep in mind to prevent fires.

Follow the Manufacturer’s Instructions

Before using your grill, familiarize yourself with the manufacturer’s instructions. Different grills have varying safety features and operating procedures. Understanding how to use and maintain your grill correctly can significantly reduce the risk of accidents. Be sure to keep the instructions accessible for future reference.

Keep a Safe Distance

When setting up your grill, ensure it is positioned at least 10 feet away from any combustible materials, such as buildings, fences, or trees. Maintaining a safe distance minimizes the chances of accidental fires. Additionally, avoid placing your grill in enclosed or crowded areas where the accumulation of smoke or gas can pose health hazards.

Propane Cylinder Safety

If you use a propane grill, handling the propane cylinder with care is vital. Inspect the cylinder for leaks before each use by applying a soapy water solution to the connections. If you observe bubbles forming, there may be a leak, and you should have it repaired before using the grill.

Proper Lighting and Ignition

Always follow the correct lighting and ignition procedures for your specific grill type. If you’re using a gas grill, ensure the lid is open before turning on the gas to prevent the buildup of flammable gases. For charcoal grills, use proper lighting methods — such as charcoal starter fluid or chimney starters — rather than flammable liquids.

By complying with these grilling safety tips, you can protect yourself and your loved ones from catastrophic fire accidents. Furthermore, you’re also preventing the unwanted denial of your insurance claim. Trust the experts at Jensen-Sundquist to keep you and your family safe this summer at your home, in your car and everywhere you go in between.