More Than Just Insurance Broker - We Are in the Business of Customer Service
At Jensen-Sundquist insurance brokerage in Grantsburg, WI, we care about more than just insurance. We invest in what matters most to you - your family, your home and your business. With our fast and friendly customer service, we find Grantsburg area residents an affordable insurance policy that best suits your individual needs while taking the time to answer any questions you may have. We love to help!
Contact Us Today
Whether you are looking for a free quote or have a question about your current policy, fill out the form below. The dedicated customer service team of our insurance brokerage in Grantsburg will be in touch.
Frequently Asked Questions
We Have Answers
Bodily Injury Liability — covers the cost of injuries to other people that you cause while driving your car.
Property Damage Liability — covers the cost of damage that you cause to another vehicle or property (fence, mailbox, building, etc.)
Medical Payments— provides reimbursement for medical expenses for injuries to you or your passengers, regardless of fault.
Uninsured Motorist Coverage — covers the cost of injuries you or your passengers sustain in an accident caused by an uninsured motorist.
Underinsured Motorist Coverage — covers the cost of injuries to you or your passengers when another driver lacks adequate coverage to pay the costs of a serious accident.
Collision — covers the damage to your vehicle caused by hitting anything other than an animal. Examples: another vehicle, a tree, the ditch, etc.
Comprehensive — covers the damage to your vehicle caused by hitting an animal, or other non-crash damages (examples: fire, theft, hail, falling objects, broken windshield/window)
The two main types of loss settlements are Actual Cash Value (ACV) and Replacement Cost (RC). With ACV coverage, the insured would be paid the depreciated value of the damaged property at the time of loss. With RC coverage, the insured is reimbursed the amount necessary to repair or replace the damaged property with similar type and quality at the current cost.
Here are some of the items that affect your rate:
- Your age
- Accidents, claims, & violations (both yours and the other drivers on your policy)
- Vehicle make & model
- Geographic location
- Credit History
- Insurance History
With most insurers, if you have an active auto policy, the highest amount of coverage on that policy will extend to a newly purchased vehicle for 7-14 days.
Most of our companies offer discounts like Claims-Free, Multi-Policy, Home Security System, and Newer Roof. We also recommend reviewing your policy every 1-3 years with your agent to ensure your home and property are sufficiently covered, as well as making sure you’re not paying for coverages you don’t want.
Umbrella insurance is a type of personal liability insurance that covers claims in excess of your underlying policies (homeowners, auto, watercraft, recreational vehicle, etc.)
Most of our customers are able to make payments online directly through their insurance company’s website or online portal.
Our core client base is northwest Wisconsin, as we have offices located in St. Croix Falls, Milltown, Grantsburg, Siren, Webster, and Minong. However, we are licensed in both WI and MN and provide insurance to many clients all the way from the Twin Cities to Duluth to Milwaukee and beyond.
Contact us
Call, email or stop by. We are always happy to help you with your insurance needs.
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